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Introduction to Mortgages

A mortgage is a loan made by a bank or building society to enable you to buy a house or other type of property. The length of the mortgage will usually be anything up to 40 years for a standard repayment mortgage. The shorter the term, the more you will repay each month, but you will obviously pay off the mortgage more quickly and pay less in interest on the term of the loan. When you sign the mortgage agreement, you are agreeing to give the property as security for the loan.

Your advisor will explain everything from the term to repayment options. They will take you through the detailed quote. Be sure to ask as many questions as possible.

Your property may be repossessed if you do not keep up with your mortgage repayments.

The Financial Conduct Authority does not regulate some Buy to Let Mortgages. 

A fee for our service is charged. This is typically £495 but the exact amount will be dependent upon your circumstances and we will discuss this with you.

How Did It Go For Claire & Steve?

After a long day of unpacking boxes on the first day in their new home we received an unexpected video message from our wonderful clients Claire & Steve
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The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.

Hemat Natha, trading as Mortgage Advice Point, is an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. HL Partnership Limited is entered on the FCA register (www.fca.org.uk) under reference 303397.

A fee for our service is charged. This is typically £495 but the exact amount will be dependent upon your circumstances and we will discuss this with you.

Please be aware that by clicking on any of the above links you are leaving the Mortgage Advice Point website. Please note that Mortgage Advice Point nor HL Partnership Ltd are responsible for the accuracy of the information contained within the linked site(s) accessible from this page. Links to other sites should either open in a new window or completely replace the current window.

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